SMART RV LOANS 1-877-784-3869


Be smart and shop your rv loan with a business that was established in 1998.

 

A Smart buyer is an informed buyer. SMART RV LOANS has a staff that can answer any financing questions for you.

At SMART RV LOANS we can take care of any of your RV financing needs with the lowest possible rates and best terms available from the major RV lending banks. We work closely with them and keep up on who is offering the lowest rates and we only submit your application to that bank. Are you aware that every time someone pulls your credit it lowers your score? We never shotgun you credit and we don't offer buy-down rates or home loans.

We can finance new or used RV's. We also do refinancing. We can set-up and finance Montana LLC's and LLC's in other states.  You can get a no obligation, free warranty or insurance quote right here on SMART RV LOANS . We are able to finance private party of dealer sales. If you are looking for a used RV that we can finance for you go to www.rvclearinghouse.com there are lots of nice RV's listed and they will be marked if they qualify for financing.

Some common questions:

How do I apply?

You can apply over the phone, call the toll-free number, you can fill out the on-line application, or you can print it off and mail or fax it to us.

 How do I know you received my application?

As soon as we receive your application you will be contacted by one of our staff, they will go over the application with you to be sure they have all the information that is needed and they will answer any questions you may have.

How will I know about the status of my application?

The staff that is assigned to you will keep you informed of the status and is always available through our toll-free number if you have any questions.  

What are your rates?

Our rates are posted daily on the site. You can be assured that our rates are very competitive, the lowest of any of the lenders, and they are honest rates, no buy-downs or other gimmicks. Call the toll-free number and we will be able to give you an idea of what rate you may qualify for. Remember, no one can give you an actual quote until the bank looks at your application.   

How is the rate I received determined?

The lending bank determines the interest rate for your financing or refinancing loan after it reviews your credit history. Your credit history includes your credit score, your payment history, your debt to income ratio, total assets, the type and age of the RV and the amount you are financing.

Do you offer warranties and insurance?

We work with companies that offer real RV insurance and warranties, not modified to fit an RV. There is no cost or obligation for a quote. You can call our toll-free number and request a quote or check the appropriate box when you fill out the application and our staff will contact you.

How do I know if the application has been approved?

Our staff will notify you by phone or email as soon as they get an approval. Our loan officers are experienced in the RV industry and will be in touch with you through out the loan process, they are always available to answer any questions.

 How long does the loan process take?   

                                                                               
It takes five to seven days. Once you are approved we send you the documents to sign by overnight mail. They must be signed and notarized and returned in the envelope we provide. When we have your signature the money is sent to the seller by bank wire and you are ready to take possession and drive off down the road.

We hope you will give us a call and take advantage of the expertise of our staff and our very low competative rates. We want to help get you into your RV and out on the open road.

Follow the "Journey Of A Thousand Thanks" trip on RVGossip.com

  • Made it to Colorado Springs!

    3 July 2009, 11:01 am

    Call from Charles this morning. The RV Financing toy hauler et al made it into Colorado Springs last night and today are hoping to get things arranged with people at Fort Carson.  Hope the news from KVOR in Colorado Springs got out to the people. Want to thank KVOR again for their help. Had our first [...]
    http://www.rvgossip.com/2009/07/03/made-it-to-colorado-springs/

  • Heading for Fort Carson

    2 July 2009, 7:06 pm

    Charles says they should be in Fort Carson tonight, the 2nd of July.  A big thanks to radio station KVOR out of Colorado Springs.  They allowed me on the air to put a call out to those that would like to meet Keela and Charles along their route.   Charles has been busy and made over [...]
    http://www.rvgossip.com/2009/07/02/heading-for-fort-carson/

  • 4 Corners to Fort Carson

    30 June 2009, 8:48 am

    Not much news and no new photos yet from our travelers.  Last heard they were in Durango, CO. and headed to the 4 Corners Area. They expect to be in the Fort Carson area July 3rd - 4th. Anyone along the route that is interested in donating money and would like to meet Keela in person [...]
    http://www.rvgossip.com/2009/06/30/4-corners-to-fort-carson/

  • Williams to Flagstaff, Az.

    27 June 2009, 3:17 pm

    Today the ‘group’ is in Flagstaff.  Time for Church and reorganizing and shopping for supplies
    http://www.rvgossip.com/2009/06/27/williams-to-flagstaff-az/

  • Kingman to Williams, Az

    26 June 2009, 1:21 pm

    Takes a lot of stamina to walk in the steps of the pioneers This car follows Keela as she walks. Carries water and other needed supplies. RV Financing Truck and Trailer that house the support staff
    http://www.rvgossip.com/2009/06/26/kingman-to-williams-az/

  • A Special Thanks!

    26 June 2009, 12:37 pm

    Keela and the support team spent last night in Williams, AZ.  A special thanks to Lt. Mike and the Williams Police Department for arranging a free overnight stay for the entourage at the City Rest Area.  Thanks for all your support.
    http://www.rvgossip.com/2009/06/26/a-special-thanks/

  • Kingman to Williams

    26 June 2009, 12:30 pm

    Friday June 26th Keela and her support team are leaving Williams and heading for Flagstaff.  Below is a copy of the article appearing in the Kingman Daily Miner after Keela arrived in Kingman from Barstow, Ca. where her trek across the U.S. began. Wednesday, June 17, 2009Keela Carr is hoping to raise $300 thousand for homeless [...]
    http://www.rvgossip.com/2009/06/26/kingman-to-williams/

  • The Brave & The Free - America Remembers

    25 June 2009, 12:09 pm


    http://www.rvgossip.com/2009/06/25/the-brave-the-free-america-remembers/

  • Honoring Our Vets, Walk to Washington D.C.

    24 June 2009, 8:30 pm

    Read this blog and follow Keela Carr as she walks across the country in order to honor our Veterans and raise money to help those in need.  Keela is from Apopka, Fla. . This is the second time she will walk from Barstow CA. to Washington D.C. in order to honor veterans, meeting them along the way and personally offering [...]
    http://www.rvgossip.com/2009/06/24/honoring-our-vets-walk-to-washington-dc/

  • RV Forums added to the site

    21 May 2009, 7:16 pm

    Hi everybody! We wanted to let you know that you can now discuss all sorts of RV related topics in the new RVGossip.com RV Forums. You can get there by clicking this link: http://www.rvgossip.com/forums/. If you have any question or comment about the RV Industry, RV Lifestyle, or any type of RV, this is the place [...]
    http://www.rvgossip.com/2009/05/21/rv-forums-added-to-the-site/

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